In Louisiana, all drivers are required to carry liability insurance on their vehicles. If you are operating a vehicle and are involved in an accident and do not have liability insurance coverage on that vehicle, you are considered uninsured and you will be barred from recovering the first $15,000.00 of bodily injury damage and the first $25,000.00 of property damage under Louisiana's No Pay No Play statute - even if you are not at fault for the accident. The No Pay No Play statute applies to the driver of the vehicle. In other...Continue Reading...
